Operators are well aware that issues such as kitchen pests and improper handwashing can lead to food safety problems in restaurants. But what about having a lack of available financial credit? A report from the software company Checkit mentions this as a major food safety problem in small restaurants. It cites an example of a restaurant that received an unexpectedly large gas bill totaling approximately $40,000, then struggled to make the payment, causing a succession of kitchen infrastructure problems that led to serious food safety hazards. Though it may not be every day that a restaurant receives a bill for tens of thousands of dollars, it happens, particularly when a business hasn’t budgeted for regular maintenance on a property. If you face a large expense, don’t have ready access to credit and must then direct resources away from critical business processes in order to pay bills, food safety is sure to be at risk. What sort of emergency budget preparations have you made to protect your business from surprise expenses?